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Hold your crypto,
get your cash

with the original Blockchain-Backed Loan™

Get a Loan

Potential Loan Amount *

0.00 BTC
0.00 ETH
0.00 LTC

*Loan amount is an estimate only and should not be treated as a guarantee of loan approval or terms. Sign up to access loan application process and explore advanced options.

Cryptocurrencies we accept for collateral

  • Bitcoin
  • Ethereum
  • Litecoin
  • Dogecoin
  • USD Coin
  • TUSD Coin NEW!
  • Dash NEW!

How our loan process works

Sign Up

Get started fast with our streamlined registration process.


With terms ranging from 1 to 36 months, rates as low as 5.99% APR and loans available for Bitcoin, Ether, Litecoin, and Doge, find the loan that fits you.*


No credit checks and rapid loan approval means you’ll be on your way to getting cash–fast.


Our evidence-based custodial framework guided by the CryptoCurrency Security Standard (CCSS) stores your crypto safely and securely. Upon receipt and approval, we transfer US dollars directly to your bank account.

Keep Tabs

Easily monitor your loan through your personalized dashboard and real time loan-to-value ratio tool, or resolve questions quickly through our 24-hour online support.

Pay Your Way

Set up automatic flexible ACH payments. The best part? No origination, servicing or prepayment fees.

*Rates listed for representative purposes only. Rates subject to jurisdictional limitations. Terms and Conditions apply.

Your needs are diverse–we understand


  • Offline storage and generation of all platform wallet keys
  • Multi-signature wallet protection
  • No commingling of assets
  • Security framework guided by CryptoCurrency Security Standard (CCSS)


  • Near-real time portfolio valuation
  • Loan-to-Value (LTV) monitoring system
  • Automated notification system

Utility and Convenience

  • Flexible loan terms
  • Multi-collateral loans
  • No credit checks, origination fees or prepayment fees
  • SALT Membership Unit staking benefits*
  • Automatic ACH payments for your loan


  • 24/7/365 access to online support; access to phone support during business hours
  • Global support via offices in Denver, the Philippines, and Mauritius
  • Dedicated professionals for each part of your journey with SALT

*In the case of a default on your loan (such as a missed payment), your SALT Membership Units will be redeemed and applied to the balance of your loan. This helps you hold on to your cryptocurrency.

Find a loan plan that works for you.

Explore our lending options to build your own Blockchain-Backed Loan™.*

My Loan Plan***



Monthly Payment


Collateral Needed


SALT Needed


Additional Fees

Get Started

*Loan amount, rates, and other customizable options may not be available in every jurisdiction, for every collateral type, or to every borrower. Terms, Conditions, and Restrictions apply. Available rates, loan amounts, and other terms are subject to change. Rates may be offered on a promotional or short-term basis.

**Interest only repayment subject to jurisdictional limitations. Terms, Conditions, and Restrictions apply.

***Rates, terms, Loan-to-Value, repayment type, and collateral amount required are provided for representative purposes only and do not constitute any offer, promise, or guarantee of any loan, terms, rates, and or the availability of any such loan, terms, rates, or other loan features. Sign up to access SALT’s loan application process and explore our additional advanced options. Loan application and origination subject to additional screening, KYC, AML, and other restrictions. Terms and Conditions Apply.

An intuitive experience

We’ve built our borrower portal experience with you in mind, integrating features like:

  • Seamless access to trend and decision metrics to maintain loan health
  • Historical Loan-To-Value (LTV) monitoring
  • Selectable repayment options
  • Guided registration and loan process
  • Customizable messaging notification system
  • Wallet and transaction monitoring on chain

Use of, access to, and all other policies, restrictions, and limitations governing any pages, links, or content owned by Salt Lending Holdings, Inc. and/or affiliates provided here is controlled and governed by the documentation, policies, and statements therein. Please see each website for further information, disclosures, and policies.

PO Box 8350
Denver, Colorado 80201-9998
SALT Phone Support M-F 9AM-6PM MST +1 720-575-2272
SALT Email Support 24H
Salt Master Fund II, LLC - NMLS 1711910
NMLS Consumer Access

This depiction is a summary of the processes for obtaining a loan and provided for illustrative purposes only. Terms and Conditions Apply. Loans are privately issued by affiliated direct lending vehicles. SALT Lending is a Platform and not a direct lender. All loans are subject to review, screening, suitability and approval, among other restrictions. For example, a one year $10,000 loan with a rate of 18.00% APR would have 12 scheduled monthly payments of $917. There is no down payment required. Annual percentage rates (APRs) through SALT vary. Eligibility is not guaranteed and requires that a sufficient pool of liquidity is available to fulfill your request, other restrictions, requirements, screening, and conditions apply. Individual US citizen borrowers must be a permanent resident and at least 18 years old (or local age of majority). Valid bank account and social security number/FEIN are required. Refer to the Membership Agreement, Terms of Use, and the Subscriber Agreement for additional details and conditions. Borrowing against collateral entails risk and may not be appropriate for your needs. Salt Lending does not provide legal and/or tax advice. Please consult your advisor.

SALT Lending's loans are issued pursuant to private agreements. You should review the representations and warrantees described in the loan agreement. Not FDIC-insured; investments may lose value; no SALT or bank guarantee.

The use or access of the SALT Lending website or Platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of SALT Lending.

©2019 Salt Lending Holdings, Inc.